Delaware Build On Your Lot Builders

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Building your own home is the ultimate dream for many people. If you can do it on land that you already own – or that you purchase specifically for this purpose – even better! You can get the exact location AND house that you want – something that isn’t always possible otherwise.

Have your own homesite? Our “On Your Lot” program spans Kent and Sussex counties in Delaware and the Eastern Shore of Maryland. Whether you come prepared with a floor plan, select from one of our popular designs, or are just getting started with a few ideas, we’re ready to guide you through every step of designing and building your new custom home.

At Carl Deputy and Son Builders, we build custom homes that can be built on our lots or your own. We will thoroughly assess your site, work with you to come up with the perfect design, and then construct your house using our renowned high-quality craftsmanship.  If you are considering building a home on your own land, reach out to our offices to learn more about our services.

What Does Build On Your Own Lot Mean?

Build on your own lot – or build on your own land – is exactly what it sounds like. Carl Deputy and Son Builders will construct a house on a piece of property that you already own or that you will buy for this purpose. By building on your own lot, you won’t have to sacrifice when it comes to your ideal location or dream house. You’ll have the ability to choose both.

Many people come to us having already purchased a lot. Some customers are just getting started in the process and would like our help selecting a piece of property. Our team can give you information to help you get started on a search for property and can even help assess any land that you might be considering for a potential build site.

Buying land in Delaware is different than buying an already-constructed home. It requires different financing and consideration of things like zoning, access to utilities, and even roads. There are three types of land that you may purchase:

  1. Raw land is essentially virgin land without basic utilities and services.
  2. Unimproved land will typically have road access, but will not have utility lines.
  3. Improved land has access to both roads and utilities and is ready for construction.

The type of land that you buy will affect the financing that you can obtain. It will also impact construction costs and the time to complete a build. Keep in mind that not all land is suitable for building – and that some properties may require significant work before home construction can begin.

Carl Deputy and Son Builders has experience building on all types of property in Kent and Sussex Counties and the Eastern Shore of Maryland. We’ll give you a frank assessment of your chosen property, particularly as it relates to your desired home. Along each step of construction, we will work collaboratively with you to make sure that you are getting exactly what you want as you build what will hopefully be your forever home.

Our Process

Our Build On Your Own Lot Process

The idea of building a home on your own land can be daunting, particularly if you haven’t built a house before – let alone one on your own lot. Fortunately, we are here to walk you through it – from choosing a parcel of land to finalizing the last details.

1. Getting to Know What Matters to You

When you reach out to Carl Deputy and Son Builders about building on your own lot, we will start with a meeting. In our first meeting, we’ll focus on:

  • Talking about your goals when it comes to building a house. Do you want a large house in a rural area or a more compact design in a city? 
  • Pinpointing the features of your new home that are most important to you, as well as those that are not as critical. Is one-floor living your primary goal? Or do you want to make sure that you have enough space for kids, grandkids, and extended family?
  • Explaining building prerequisites, constraints, and requirements for the property that you already own (or property from our inventory).
  • If you haven’t purchased the property yet, giving you some basic specifications on what to look for when searching for land.
  • Exploring our collection of home design floor plans to find the one that aligns with your needs. If you’d prefer a custom home, we can have a conversation about what that would entail, including the timeline and cost.
  • Detailing the construction journey and setting expectations.
  • Reviewing your financing options and offering referrals to assist in obtaining suitable construction/permanent financing tailored to your situation. Depending on where you are in the process, you may need to obtain both a land loan and a construction loan. Please note, that you’re not obligated to choose one of our recommended lenders.

This introductory meeting gives us a chance to get to know you and your expectations. It also allows you to learn more about what building on your own lot involves before you take the leap.

2. Site Assessment and Home Design

The next step of the process involves drilling down on specifics. We will start with a site assessment. If you aren’t building on one of our lots – which have already been evaluated for suitability – then we will need to analyze your site.

We will look at a variety of factors when determining whether your site is appropriate for building a home. This includes things like the quality of the soil for building, whether the lot is in a flood zone, road access, the availability of utilities, zoning, and land use restrictions, elevations, and whether any wooded areas will need to be cleared in order to build. Remember that even if it is possible to build on a plot of land that is less than ideal, it will likely increase costs significantly if you have to put in a septic system, build a road, or level the ground.

If your lot is good to go, then we will start to design the home itself. As experienced home builders, we have a range of home designs and floor plans available. We can also work with a designer to build a completely custom home. 

In the first meeting, the conversation would have been more general – the type of house you want to build and your dreams for your future home. During this meeting, we will get into the details so that we can develop an estimate and start to line up materials and tradespeople for the project.

3. Sales Agreement

Once you have selected a home design and we have completed a site assessment, we can proceed to the next step: signing a contract for construction. This contract will contain certain key elements, such as the estimated price, material terms, and an estimated completion date. 

Bear in mind that due to factors outside of our control – such as an unexpected increase in the price of raw materials – the total cost of your project or the completion date may change. We will keep you updated along the way so that you know exactly what is happening and what to expect. All material changes to the agreement will have to be approved by you as the homeowner.

With a signed sales agreement, you can seek out a construction loan (if necessary). If you don’t have a preferred lender, we can recommend some banks that we frequently work with on other projects. Once you obtain financing, then we can move on to the next phase of the process: final design choices and then construction!

4. Design and Selections

With any construction process, certain permits will have to be obtained from local government agencies. While we go through the permitting process, we will work with you on finalizing interior finishes and other selections.

You will visit our Design Center to meet with a member of our design team to finalize things like flooring choices, paint type and color, lighting, fixtures, and tile. You can also make other design choices at this point, such as exterior decorative shutters, the color of siding (if any), the style of your garage door, and other decorative finishes on the exterior of your home. 

5. Construction

After obtaining your permit, you’ll have an on-site meeting with your project manager to conduct a thorough review of your house plans and selections. The construction phase kicks off with the groundwork and laying the foundation. 

At this point, we can do the rough work – including framing, plumbing, electrical, and mechanical. Your project manager will also meet with you for a walk-through after the rough work is done. This gives you a chance to make sure that everything is where you want it before we move to the next phase.

We will continue to build your house, from adding insulation to the walls to installing drywall. Our team will install trim, doors and windows, cabinets, bathroom fixtures, appliances, and other necessary items. The last steps will include painting and installing flooring to prevent damage as we continue to work on your home.

We understand that building a house is a major financial investment – and an emotional one, too! You want your house to be perfect, and we get that. During the build process, you can request other walk-throughs to make sure that the construction meets your vision.

The typical timeframe for construction is around 6 months. However, the timeline for custom home builds may extend, depending on the intricacy of the design. As with other details about the build, we will communicate with you about any delays or other issues that may arise.

6. Completion

Once construction is complete, we will do a final walk-through with a so-called punch list. This list will include any item that must be completed before you get the keys to your new house. It usually includes testing mechanical elements and appliances, installing finishing touches like outlet covers and hardware, fixing any damage that may have occurred during construction, and cleaning and removing things like trash and equipment.

​​When your new home is complete, you will:

  • Meet with your project manager for an orientation on your new home.
  • Learn about your home’s features, systems, maintenance requirements, and warranties

Our ultimate goal is for our customers to be absolutely thrilled with their new homes. We maintain an open line of communication with homeowners at every stage of planning and construction so that we can hear and address any concerns that you might have. The end result should be the home of your dreams that is both beautiful and built to last.
For many people, renovating their current home simply makes more sense than building or buying a new home. Perhaps you love your neighborhood, don’t want your kids to switch schools, or simply adore your house…if only it was slightly bigger or had another bathroom! A home renovation project can add tremendous value to your home while also making it more spacious, comfortable, and even luxurious for you.

Work With The Delaware Build On Your Lot Builders At Carl Deputy and Son Builders

There are lots of great reasons to build a home on your own lot – starting with the fact that you will have complete control over the process. Not only will you be able to build exactly the house that you want, but it will also be in the perfect location for you. Whether you want a scenic vista on the Eastern Shore of Maryland or a more suburban feel in Central Delaware, we can help you achieve your dreams.

At Carl Deputy and Son Builders, we build gorgeous homes for clients in Kent and Sussex Counties in Delaware and the Eastern Shore of Maryland. We have new homes available for sale, and can also build a house on your lot or one of our lots. If you already have a home, we can work with you to renovate it to make it perfect for you and your family.  To learn more about our build-on-your-lot services or to schedule a consultation with a member of our team, give us a call at 302-464-5419 or fill out our online contact form.

What Our Clients Say

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Erik Anderson profile picture
Erik Anderson
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What a great home-building experience with Carl Deputy & Son Builders! After 4 years of traveling the entire U.S. and Canada full-time in our RV, we chose to settle down again in “Lower Slower Delaware”, near one set of our kids/grandkids. After finding the perfect piece of property, we met with several local area home builders. In our first meeting with Carl Deputy, we knew they had to be our builders! Having never built a home before, we “didn’t know what we didn’t know” and Carl patiently walked us through the entire process. He even drove us around to a few of their model homes and nearly completed homes to give us an understanding of their building process and designs. Meeting Carl, his wife Patty, son Jeremy, and long-time office person, Marilyn, felt like meeting family! We contracted with Carl Deputy & Son just before needing to head to FL for the winter months. Their pricing was also quite competitive. From the start of the build, Jeremy took over the day-to-day supervision and they made great progress while we were out-of-state. We felt totally comfortable working with Jeremy long-distance. His communication was fantastic. He even took us on FaceTime video tours of the project and sent us photos periodically. Even though we chose an existing floor-plan of theirs, Jeremy was so accommodating with both little and big changes to make the home uniquely our own. He was patient with us, explained everything to our satisfaction, and handled on-the-fly changes extremely well. Jeremey was amazing! They had originally estimated 6 months from start to completion…and, sure enough, they were spot-on! We moved into our wonderful new home exactly 6 months from when they started the foundation work. On-time and on-budget. The construction quality and value have been excellent. Jeremy and his crew were very detail-oriented, extremely professional, and focused 100% on our satisfaction as customers. We couldn’t have had a better experience and we highly recommend Carl Deputy & Son Builders for anyone building their dream home!
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Jonathan Bauer profile picture
Jonathan Bauer
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Great family company. Honest and fair. Communication is excellent. Quality work. We loved working with them through the whole build. Our home is amazing.
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Michael Rushe profile picture
Michael Rushe
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Excellent experience, I recommended Deputy to my sister and they built her house too!
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David Kranker profile picture
David Kranker
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Jeremy Deputy and the rest of the team at Carl Deputy & Son Builders are some of the nicest people you could possibly work with for a construction project. They take the time to listen, understand, and turn your vision into a reality. Would absolutely recommend them for any building needs you may have.
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Chris Bierman profile picture
Chris Bierman
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Carl and Jeremy Deputy Builders are amazing, professional and family oriented.They built us our forever home and went above and beyond to answer every call, question or a change in our custom home. They are hands on professionals and treat you like they have know you for years. As well as having the answers for all your questions and needs. From the Office Staff to the hands on employee's, everyone is a welcomed breath of fresh air. Placing your mind at ease that your custom home will be even more then you asked for. We highly recommend Carl and Jeremy Deputy to build your custom home and it will be more then your ever expected or dreamed of.
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Jessica Kenny profile picture
Jessica Kenny
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We have been in our home built by Carl Deputy and Son for over a year now, and we’re still absolutely in love with it. We were impressed every step of the way. From our first call to Patty, to our first meeting with Carl, to the entire building process with Jeremy. We never felt like just another contract no matter what our budget was. They answered our millions of questions, made sure we were 100% happy with every little detail along the way, and built a beautifully crafted home just for us! And even a year and a half later, they still let us know they’re only a call away from anything we may need. If you’re looking for exceptional service and a quality built home, look no further. I will continue to recommend them to anyone looking to build a home in the area.
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Lee Lupton profile picture
Lee Lupton
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We are so thrilled to have used Carl Deputy & Son Builders for our new custom built home in Dagsboro which was finished by November 2022. Carl and Jeremy were always involved in every phase of the construction which was completed in 6 months! Jeremy was so professional with his hands on approach and never tired of us asking for more! Our home is perfect in craftsmanship inside and out. We highly recommend this builder - you will not find another builder that is dedicated to providing the best quality home to the customer.
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Willie Burns profile picture
Willie Burns
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We work hard to please our customers
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Eileen Jordan profile picture
Eileen Jordan
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Great

FAQs

I want to Build, where do I start?

Schedule a meeting with Carl Deputy and Son Builders to delve into our On Your Lot and Custom Home offerings, complete with details on pricing and standard amenities. During our first discussion, we will:

  • Concentrate on the specific features and details of your new home that hold the most significance for you.
  • Conduct an assessment of your property to ascertain construction prerequisites, constraints, and requirements.
  • Showcase our selection of home design floorplans to find the one that perfectly aligns with your desires.
  • Clarify the construction timeline and procedures, ensuring you have a comprehensive understanding of the upcoming process.
  • Discuss financing avenues and provide recommendations to help you obtain the appropriate construction/permanent financing for your unique needs.
How do we know if our land is buildable?

We provide a free lot assessment, to help you understand the costs of building on your lot and to determine if further testing is needed.

What do I need to know before buying land to build a home?

Before buying land to build a home, there are a few things you should ask:

  • Does the lot need sitework, Dirt, Tree Removal, Entrance Ect? The more we need to add or remove, the more expensive the cost.
  • Does the lot have public water and sewer service or is it well and septic? If septic, when was the last Perc test done, What kind of septic is needed. These all have different costs.
  • Do you have a copy of the Plot Plan? This will provide potential easements and building restrictions that will affect the project.
What if I dont have my own homesite?

If you don’t already own land, you’re not alone. Many of our clients come to us without a plot in mind. Carl Deputy And Son Builders is equipped to assist, thanks to our extensive network of contacts across the region who keep us informed about available properties. We’re ready to support your search based on your preferred location, whether you’re looking for a community setting or a more secluded countryside home. With our comprehensive resources, help is just a click or a phone call away.

What are the differences between building a new home in a community and building on my own lot?

Building on your own lot offers more flexibility and customization, but it can be more expensive because the site work for a build on your lot typically costs more. The pricing structures are very different.

Can you provide a SQ FT price?

We do not offer A per square foot pricing. We provide specific pricing that is accurate and helpful. We do more work for you to provide a complete estimate, whereas other builders may only disclose a fraction of the overall price. SQFT pricing is highly inaccurate and usually results in change orders and increased costs.

How long does it take to build a home on my lot?

The construction process is organized into distinct phases that outline the overall timeline. Typically, once we obtain a work permit, we anticipate completing most properties within 6 to 8 months. However, it’s important to remember that this timeline is subject to various factors that could cause delays. These include weather conditions, delays or substitutions in the supply chain, change orders and the permitting process itself.

How does financing work when building my new home?

Most Financing for your project is managed via a Construction to Permanent Loan, which encompasses two distinct transactions: one for purchasing the land and another for the construction of the home. These transactions are then consolidated into a single settlement and loan package. The loan settlement takes place simultaneously with the acquisition of the lot, allowing you to take ownership of the property and initiate the construction loan at the same time. We maintain a roster of approved lenders who are experts in this specific type of financing, ensuring a smooth financial process for your project.

Are There restrictions when building on my own Homesite?

Constructing your home on your own lot provides unmatched autonomy and few limitations, enabling you to customize your property to perfectly match your desires. Our team is ready to evaluate the feasibility of any specific amenities you wish to include.

  • Choose the size of your property without restrictions.
  • Enjoy the absence of Homeowners Association (HOA) limitations.
  • Have the freedom to build additional structures, such as pole buildings or a detached garage.
  • Possess the flexibility to park work vehicles, like trucks or trailers, at your home.
  • Benefit from greater privacy than what is typically found in community settings.
  • Experience the distinction that comes with the ownership of a custom-built home.
  • View your custom home as a valuable investment.

This level of personalization and flexibility highlights the unique advantages of building on your own lot.

Can you use a plan that I have?

By tailoring our approach to meet your specific requirements, every home we build is distinctly unique. Whether you opt for one of our existing home designs or bring a plan from another source, our specialized expertise shines through in every project.

Do you work with Realtors?

Absolutley! We look forward to collaborating with you! Please reach out to schedule an informative session with our team to explore partnering with Carl Deputy and Son Builders.

FAQs
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Carl Deputy and Son Builders

1-302-284-3041

Create the custom home you’ve always envisioned on your property in Kent or Sussex County, Delaware. Whether you have a specific lot in mind or need help finding the perfect location, our expert team will guide you every step of the way through the homebuilding process.

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